When markets drop, most people freeze or flee. But what if the smartest move isn’t to retreat, but to go on offense? In this episode, Jim Kruzan, CFP®, CRPC®, unpacks why volatile markets can be a gift to strategic investors who know how to capitalize on short-term fear for long-term gain. Jim Kruzan, CFP®, CRPC®, …
What are the clear signs it’s time to stop DIYing your retirement planning? Here are the five indicators that call for professional guidance. Jim Kruzan, CFP®, CRPC®, unravels the complexities of retirement planning. With his wealth of experience, he explores when it’s best to transition from self-management to professional advice. This episode offers universal insights …
What do tariffs mean for your retirement savings and investments? Is it still okay to retire right now? In this episode, Jim Kruzan, CFP®, CRPC®, tackles the often-overlooked world of tariffs and their unexpected impact on your financial future. Whether you’re decades away from retirement or just around the corner, understanding these global financial levers …
How can artificial intelligence threaten your retirement savings? In this episode, Jim Kruzan, CFP®, CRPC®, welcomes former FBI Special Agent Jeff Lanza, an expert in cybercrime and fraud prevention, to discuss how AI-driven scams could affect your financial security. Jeff shares eye-opening insights on various AI-driven scams, including phishing emails, romance scams, and the rise …
How does your savings strategy impact your financial future, particularly with tax season looming and new contribution limits set for 2025? Jim KruzanCFP®, CRPC® and guest Dylan Stewart, a Certified Financial Planner™ and Certified Public Accountant, unravel the concept of tax-efficient waterfall funding—an approach crafted to maximize your savings efficiency while minimizing tax burdens. Together, …
Starting the year with financial resolutions is common, but making them stick is the real challenge. How can you ensure your goals turn into lasting habits? In this episode, Jim Kruzan, CFP®, CRPC®, explores strategies to set realistic financial resolutions and sustain them. He provides actionable insights on how to turn resolutions into habits, prioritize …
It’s time to reflect on the invaluable insights from the very best episodes throughout the year, featuring top experts who simplify financial complexities and share actionable strategies. Join Jim Kruzan as he delves into unforgettable conversations and key takeaways from guests like Becky Eisen on aging with dignity, Dr. Jacqueline B. James on life well-lived …
How have markets historically reacted to a change in U.S. presidency, and what can you do to safeguard your future investments? With Donald Trump’s return to the White House, understanding the market dynamics and economic policies becomes critical—let’s delve into what this means for your financial strategy. As markets show mixed reactions to the news …
Divorce can be a financial earthquake, especially when it comes to retirement planning. The emotional toll is high, but the financial stakes are even higher—splitting assets like 401(k)s, pensions, and real estate can leave your retirement plans hanging in the balance. With divorce rates continuing to climb, knowing how to navigate these turbulent waters is …
What if you could save for both your child’s education and your retirement — without feeling torn? Join us for this episode of The Retirement Engineer as Jim Kruzan, CFP®, CRPC®, Senior Wealth Advisor and Founder of Kaydan Wealth Management, along with Darren Brennan, Wealth Manager and CFP®, break down the strategies you need to …