New Rules, New Strategies: The OBBBA & Education Planning – Part I (Ep. 42)
For many families, education and retirement happen on the same financial timeline.
The dollars that help a child chase their dreams can just as easily be the dollars that shape your future. That’s why recent education reforms deserve your attention, whether you’re a parent, grandparent, or planning for your own education journey.
In part one of this special two-part series, Jim Kruzan, CFP®, CRPC®, explores how the new “One Big Beautiful Bill” reshapes education funding and why it matters for your retirement strategy. From expanded Pell Grants and FAFSA shifts to 529 ownership strategies and lifetime borrowing caps, Jim unpacks what’s changing and how to plan with clarity, not guesswork.
Here’s what you’ll learn:
- How new student loan rules can affect long-term cash flow
- Why 529 ownership decisions can influence aid eligibility
- The ripple effects of tuition planning on retirement savings
- What the Education Choice for Children Act could mean for families
- And more!
Resources:
- One Big Beautiful Bill Act
- Repayment Assistance Plan (RAP)
- Income-Based Repayment (IBR) Plan
- Federal Student Loan Repayment Plans
- Educational Choice for Children Act of 2025
- Michigan Scholarship and Grant Programs
- How the One Big Beautiful Bill Act Will Reshape 529 Plans
- 10 Things to Know About the Trump Savings Account
- Achieving A Better Life Experience (ABLE) Account Overview
Connect with Jim Kruzan:
- (800) 638-6900
- Kaydan Wealth Management
- LinkedIn: Jim Kruzan
- LinkedIn: Kaydan Wealth Management
- Facebook: Kaydan Wealth Management
- Instagram: Kaydan Wealth Management
- YouTube: Kaydan Wealth Management
- Twitter: Kaydan Wealth Management
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