Tag: Financial Advisors

Podcast Image showing the title "Breaking Down the Bigger Bolder Retirement Formula, Part 4: Relationship Management"
Breaking Down the Bigger Bolder Retirement Formula, Part 4: Relationship Management (Ep. 8)

Breaking Down the Bigger Bolder Retirement Formula, Part 4: Relationship Management (Ep. 8)

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Many people overlook relationship management in retirement planning, but it plays a crucial role in our Bigger Bolder Retirement Formula.

In fact, we see it as the glue that holds the entire retirement planning process together!

As we wrap up our thought-provoking mini-series, Jim Kruzan, CFP®, CRPC®, highlights the profound impact of nurturing meaningful connections and unveils key strategies for leveraging relationships to unlock an extraordinary retirement experience.

Jim discusses:

  • The significance of the “who, what, where, when, why, and how” in client relationship management
  • Why you should work with an advisor who shares your values
  • How we engage outside expertise in financial and retirement planning
  • How relationship management may improve your bottom line (based on research)
  • And more

Resources:

Connect with Jim Kruzan: 

About Your Host: 

Balancing the responsibilities of Founder and Senior Wealth Advisor puts Jim in a unique position at Kaydan Wealth Management. As the Founder, Jim is responsible for guiding the direction of the firm’s moral compass and ensuring the entire team is advancing its mission statement. As Senior Wealth Advisor, he manages the firm’s largest and most complex client relationships and is also hands-on with the development of comprehensive, process-driven wealth solutions.

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Podcast Image showing the title "Breaking Down the Bigger Bolder Retirement Formula, Part 3: Wealth Protection and Charitable Giving"
Breaking Down the Bigger Bolder Retirement Formula, Part 3: Wealth Protection and Charitable Giving (Ep. 7)

Breaking Down the Bigger Bolder Retirement Formula, Part 3: Wealth Protection and Charitable Giving (Ep. 7)

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In our previous episode, we talked about two key components of advanced planning, which is a crucial part of the Bigger Bolder Retirement Formula.

Now, it’s time to dive into wealth protection and charitable giving!

In part three of our mini-series, Jim Kruzan, CFP®, CRPC®, explains how to preserve your hard-earned wealth through a host of risk mitigation strategies. He also shares tools and tactics to make your charitable giving more tax-efficient.

Jim discusses: 

  • Five types of risk mitigation strategies (with relatable examples!)
  • How to mitigate risk beyond investments (your home, car, retirement income, etc.)
  • How “bunching” of charitable gifts is a significant tax-saver for charitably-inclined people
  • The tax benefits of Qualified Charitable Distributions (QCDs) for people over 70½-years-old
  • And more

Resources:

Connect with Jim Kruzan: 

About Your Host: 

Balancing the responsibilities of Founder and Senior Wealth Advisor puts Jim in a unique position at Kaydan Wealth Management. As the Founder, Jim is responsible for guiding the direction of the firm’s moral compass and ensuring the entire team is advancing its mission statement. As Senior Wealth Advisor, he manages the firm’s largest and most complex client relationships and is also hands-on with the development of comprehensive, process-driven wealth solutions.

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Breaking Down the Bigger Bolder Retirement Formula, Part 2: Wealth Enhancement and Transfer (Ep. 6)

Breaking Down the Bigger Bolder Retirement Formula, Part 2: Wealth Enhancement and Transfer (Ep. 6)

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A critical piece of the Bigger Bolder Retirement Formula is advanced planning.

Advanced planning includes wealth enhancement, wealth transfer, wealth protection, and charitable giving.

In part two of our mini-series, Jim Kruzan, CFP®, CRPC®, explains ways to enhance your wealth outside of investment management and transfer it to your loved ones in a tax-efficient manner.

Jim discusses: 

  • How to effectively mitigate your taxes over your lifetime (and not just in the near future!)
  • How to use cash flow planning to meet your needs at different stages of retirement
  • Key wealth transfer issues (and how to deal with them)
  • The meaning of “asset titlement” and how it helps improve wealth transfer
  • And more

Resources:

Connect with Jim Kruzan: 

About Your Host: 

Balancing the responsibilities of Founder and Senior Wealth Advisor puts Jim in a unique position at Kaydan Wealth Management. As the Founder, Jim is responsible for guiding the direction of the firm’s moral compass and ensuring the entire team is advancing its mission statement. As Senior Wealth Advisor, he manages the firm’s largest and most complex client relationships and is also hands-on with the development of comprehensive, process-driven wealth solutions.

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Breaking Down the Bigger Bolder Retirement Formula, Part 1: Investment Management (Ep. 5)

Breaking Down the Bigger Bolder Retirement Formula, Part 1: Investment Management (Ep. 5)

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A Bigger, Bolder Retirement is the sum of investment management, advanced planning, and relationship management. (We call it the Bigger Bolder Retirement Formula!)

In part one of our three-part series, Jim Kruzan, CFP®, CRPC®, dives into the investment management aspect of the Bigger Bolder Retirement Formula and explains how capital growth and preservation can lead to greater experiences and opportunities in retirement.

Jim discusses: 

  • How to reduce your total tax liability in retirement using asset location
  • Benefits of using varying investment strategies for different accounts (instead of a one-size-fits-all model)
  • Why IRA accounts can act as the rudder to your retirement portfolio
  • Economic conditions where active management might be helpful
  • And more

Resources:

Connect with Jim Kruzan: 

About Your Host: 

Balancing the responsibilities of Founder and Senior Wealth Advisor puts Jim in a unique position at Kaydan Wealth Management. As the Founder, Jim is responsible for guiding the direction of the firm’s moral compass and ensuring the entire team is advancing its mission statement. As Senior Wealth Advisor, he manages the firm’s largest and most complex client relationships and is also hands-on with the development of comprehensive, process-driven wealth solutions.

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Mechanics of a Bigger, Bolder Retirement (Ep. 4)

Mechanics of a Bigger, Bolder Retirement (Ep. 4)

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In the first three episodes, we introduced the idea of a bigger, bolder retirement, which involves “supersizing” your retirement — more assets, more opportunities, and more enjoyment.

Now, it is time to lift the hood and understand the mechanics of a bigger, bolder retirement!

In this episode, Jim Kruzan, CFP®, CRPC®, explains how to improve your retirement income and generate better cash flow using the Bigger, Bolder Retirement Formula.

Jim discusses: 

  • Strategies to improve your pension, Social Security, and investment income
  • How to harvest your accumulated wealth in a tax-efficient manner
  • A brief overview of effective investment management, advanced planning, and relationship management
  • And more

Resources:

Connect with Jim Kruzan: 

About Your Host: 

Balancing the responsibilities of Founder and Senior Wealth Advisor puts Jim in a unique position at Kaydan Wealth Management. As the Founder, Jim is responsible for guiding the direction of the firm’s moral compass and ensuring the entire team is advancing its mission statement. As Senior Wealth Advisor, he manages the firm’s largest and most complex client relationships and is also hands-on with the development of comprehensive, process-driven wealth solutions.

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Retirement Planning for the Mobility Technology Industry (Ep. 3)

Retirement Planning for the Mobility Technology Industry (Ep. 3)

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At Kaydan Wealth Management, we specialize in providing advice and services to the mobility technology industry.

But how is retirement planning different for this niche?

Find out in this episode, as Jim Kruzan, CFP®, CRPC®, Senior Wealth Advisor and Founder of Kaydan Wealth Management, talks about Kaydan Wealth Management’s customized retirement planning experience for engineers, scientists, and other professionals in the mobility technology industry.

Jim discusses:

  • What compelled him to choose the mobility technology industry as a niche
  • What financial advisors and engineers have in common (making them a good fit to work together)
  • Common pain points within the mobility technology industry — with examples
  • Evaluating opportunities on your career runway and learning how to “game the system” even when there are some disruptions in the industry
  • And more

Resources:

Connect with Jim Kruzan: 

About Your Host:

Balancing the responsibilities of Founder and Senior Wealth Advisor puts Jim in a unique position at Kaydan Wealth Management. As the Founder, Jim is responsible for guiding the direction of the firm’s moral compass and ensuring the entire team is advancing its mission statement. As Senior Wealth Advisor, he manages the firm’s largest and most complex client relationships and is also hands-on with the development of comprehensive, process-driven wealth solutions.

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What It Means to Have a Bigger, Bolder Retirement (Ep. 2)

What It Means to Have a Bigger, Bolder Retirement (Ep. 2)

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You deserve the retirement you’ve worked hard for, sacrificing your time and money.

With small changes over time, it may be possible to significantly improve your retirement experience and achieve a bigger, bolder retirement!

In this episode, Jim Kruzan, CFP®, CRPC®, Senior Wealth Advisor and Founder of Kaydan Wealth Management, talks about the idea of “supersizing” your retirement — more assets, more opportunities, and more enjoyment.

Jim discusses:

  • How a McDonald’s drive-through experience sparked the idea of a “bigger, bolder retirement”
  • The massive impact of small financial decisions that might seem insignificant in the moment
  • How bigger, bolder retirement integrates into financial and investment planning
  • Why anyone can achieve a bigger, bolder retirement (including those already retired!)
  • And more

Resources:

Connect with Jim Kruzan: 

About Your Host:

Balancing the responsibilities of Founder and Senior Wealth Advisor puts Jim in a unique position at Kaydan Wealth Management. As the Founder, Jim is responsible for guiding the direction of the firm’s moral compass and ensuring the entire team is advancing its mission statement. As Senior Wealth Advisor, he manages the firm’s largest and most complex client relationships and is also hands-on with the development of comprehensive, process-driven wealth solutions.

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Welcome to The Retirement Engineer With Jim Kruzan (Ep. 1)

Welcome to The Retirement Engineer With Jim Kruzan (Ep. 1)

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Wealth management is not just for the wealthy. Everyone is entitled to their best retirement possible.

Welcome to The Retirement Engineer — Your path to a Bigger, Bolder Retirement.

In this episode, Jim Kruzan, CFP®, CRPC®, Senior Wealth Advisor and Founder of Kaydan Wealth Management, shares how his new podcast series is set to help people maximize their resources and engineer their best retirement.

Jim discusses: 

  • What motivated him to enter the financial industry 40 years ago
  • His professional background
  • Why you don’t necessarily have to be wealthy to work with a financial advisor
  • Kaydan Wealth Management’s unique value proposition (which sets them apart from other advisors)
  • And more

Connect with Jim Kruzan: 

About Your Host:

Balancing the responsibilities of Founder and Senior Wealth Advisor puts Jim in a unique position at Kaydan Wealth Management. As the Founder, Jim is responsible for guiding the direction of the firm’s moral compass and ensuring the entire team is advancing its mission statement. As Senior Wealth Advisor, he manages the firm’s largest and most complex client relationships and is also hands-on with the development of comprehensive, process-driven wealth solutions.

Podcast: Play in new window | Download | Embed

Subscribe: Amazon Music | RSS | More