Tag: Mobility Technology
5 Signs You Should Ditch DIY Retirement Planning (Ep. 38)

5 Signs You Should Ditch DIY Retirement Planning (Ep. 38)

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What are the clear signs it’s time to stop DIYing your retirement planning? 

Here are the five indicators that call for professional guidance.

Jim Kruzan, CFP®, CRPC®, unravels the complexities of retirement planning. With his wealth of experience, he explores when it’s best to transition from self-management to professional advice. 

This episode offers universal insights for anyone considering a DIY approach to retirement planning.

Key discussion points include:

  • The complexities of growing income and savings [00:01:21]
  • The challenge of managing time as life grows busier [00:04:09]
  • Emotional influences on financial decisions [00:08:32]
  • Understanding the unknown pitfalls in planning [00:12:27]
  • The value of getting professional help as you approach retirement [00:16:14]
  • And more!

Resources:

Connect with Jim Kruzan: 

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Your Biggest Lifetime Expense? Taxes. Here’s How to Pay Less and Save More with Dylan Stewart, CFP®, CPA (Ep. 35)

Your Biggest Lifetime Expense? Taxes. Here’s How to Pay Less and Save More with Dylan Stewart, CFP®, CPA (Ep. 35)

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How does your savings strategy impact your financial future, particularly with tax season looming and new contribution limits set for 2025?

Jim KruzanCFP®, CRPC® and guest Dylan Stewart, a Certified Financial Planner™ and Certified Public Accountant, unravel the concept of tax-efficient waterfall funding—an approach crafted to maximize your savings efficiency while minimizing tax burdens. Together, they provide insights into how this process not only benefits savers but also retirees by reversing strategies to efficiently tap into accumulated funds.

Key episode discussions include:

  • The essentials of a tax-efficient waterfall strategy and its impact on your financial health
  • High-priority saving tactics, including emergency funds, employer 401(k) matches, and high-interest debt management
  • Medium-priority savings options like Health Savings Accounts (HSAs) and how they can be leveraged for medical expenses
  • Low-priority contributions such as education savings plans and considerations for low-interest debt
  • Strategies to handle retirement withdrawals and manage tax efficiencies proficiently
  • And more!

Resources:

Connect with Jim Kruzan: 

Connect With Dylan Stewart:

About our Guest: 

Dylan Stewart, CFP®, CPA, serves as a Wealth Advisor at Kaydan Wealth Management, offering comprehensive wealth management and guiding clients through the Evolutionary Wealth Process. As a member of the Investment Policy Committee and collaborator with Senior Wealth Advisors, he plays a pivotal role in shaping and maintaining client financial strategies.

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